Doing my office work this morning. It's my Sunday morning ritual. Get up, drink lots of coffee, watch the news, go to the office.
Being self-employed our finances fluctuate wildly sometimes, especially sales off of the estore. The machine part of our business stays pretty steady. We've had some of the same customers for over 15 years. Over the years we've added some, lost some, but we've kept our main customers for a long time. But,the sales from the estore and the install jobs are definitely not predictable. Sometimes we have tons of money in the bank although I have to keep reminding myself it is really not our money, it is just cash flow and believe me it flows in and mostly out, quickly.
I always tell myself not to let the numbers on our bank account influence my moods - either way. Don't start over spending just because it looks good and don't get depressed when it doesn't look so good. But, you know me, I don't listen.
Right now we are on one of those down times, sales have been unusually slow for this time of year. Normally we have pretty good tax season sales - guys getting their returns and spending it on big purchases for their sound systems or guitar rigs... not so this year. The install jobs have slowed way down, but, I know they will pick up around the end of the school year - churches getting ready for summer camps.
I just have to keep reminding myself that it will be fine .... business will pick up again.... summer is coming... this too shall pass.... don't' worry, be happy.
So, someone kick me in the butt and tell me not to be such a worry wort.
Thanks.
5 comments:
These things go in cycles--you will be fine!
So, I talk to myself a lot, too. My mantra is any month we can pay the bills is a good month. Any money we have over bill paying money I squirrel away. But I'm super new at this, so maybe someday I'll be able to look at that money. Nate always says money comes and goes. Sometimes it goes more than it comes.
I heard from someone once that if you try to hold on to the money and watch every penny the less you have. It seems to be true in our case. When I worry over every penny we spend we seem to have less. Of course it probably just feels that way because I'm paying such close attention. Money does come and go though. There have times when we've had to exchange our change to buy bread and times when we haven't. I try not to get used to either situation.
sandra is my new guru. really, that comment!
mostly i would keep you from paying too much attention to it, if i could. I really think these things work themselves out, if you're an honest person. but that might be a crazy naivete... no?
The only cure for money worries is to live below your means.
That's why I live in a double wide trailer. I cannot and will not lay awake and worry about money.
My house payment is 290 a month
My lot rent is 480 a month (including water, sewer, garbage)
My property tax is 100 per year.
I have financial freedom.
My head is just as dry when it rains.
I have 2 bathrooms
a bedroom and an office
a dishwasher
washer & dryer
but no worries.
You wouldn't believe the peace of mind it buys.
Post a Comment